I think you have the wrong idea..... Some people have a hard time saving for things they want. Offering layaway is something I have done for a few people over the years at there request. I treat it as their money and they can make a payment toward a part whenever they want. They can change their mind and get a full refund or put it toward another part or what ever they want. It can be $5.00 , $50.00, $100.00 , $21.73 ............ I will not charge a penny for the service and I will not put a time line on it. This is something I am offering as a courtesy and I am not trying to profit from it.